《青年報》奇文

週日補習，替學生檢查剪報功課，讀到以下這篇文 (出處)：

Make a New Year's fortune

If lai see money is burning a hole in your pocket, you could invest it
By Pradyumn Dayal

Lunar New Year is great for the food, the fireworks and the parties. But what we really get excited about is the lai see. Receiving those crisp banknotes and knowing you are free to spend them on whatever you want is great.
But this year, rather than splurging your lai see money on clothes or the latest gadgets, why not consider investing it?
Investing your lai see money is a wise idea. It teaches you responsibility and also makes your money work for you. But before you jump right in and start snapping up those stocks and shares, take some time to learn about the market.
For the budding investor looking for a stable and dependable investment, government bonds are the way to go. A government bond is a way of loaning a country's government money, with the promise to receive it back with interest after a few years.
You'll make a higher profit if you lend to a country which isn't very stable. But it's riskier, too, because the country may never pay you back. For example, a Greek bond will promise a high return, but you may never see it because of Greece's unstable economy. On the other hand, a 10-year US Treasury bond is considered safe, but it won't make you rich overnight.
Choose your bonds depending on the amount of risk you want to take. These are generally solid and reliable investments that you can sit on and forget about for years.
If you want something a little riskier, consider investing in company stocks. In simple terms, you are looking for a good company. It should have an interesting product, experienced management, make good profits and be part of an upcoming industry.
It's even better if you can find a company which is innovative and fills a niche, or plays a certain crucial role, in the market. Warren Buffett, one of the most successful investors ever, made his money through a very simple trick. He found good companies, bought their shares, then waited. Although the companies' values went up and down, he never panicked and sold too soon. Some of the shares earned him a fortune, including Coca Cola and American Express. The lesson to learn is to always look at the long term.
It can be tempting to jump on bandwagons. But fads can often prove costly. When Facebook shares began to sell, there was so much hype the company was valued at HK$776 billion. But the price quickly plummeted and didn't recover for more than a year. There's never such a thing as free money.
The final approach you can take is short-term investing. Now be careful, because this is very risky! Don't even think about trying this unless you are extremely dedicated and closely follow the news. You also need to understand the markets.
Short-term trading is all about hype. When there's positive news about a company, the share price might rise for a few days. But you need to buy very early, before everyone else has heard the news.
One example might be if you heard Apple is about to release a new iPhone. If other people haven't realised, you could buy some shares and then watch the price rise after the announcement.
Recently, shares in Canadian mining companies rose when new resources were found in Canada. Just don't try this type of investing unless you know what you're doing.
So why not invest your lai see money? Just be careful and don't take too many risks.

Pradyumn Dayal was the winner of the Best Cover/Feature Award in this year's YP Junior Reporters Awards

看完文章，第一個反應是：有冇搞錯？

先不說文章「跳線」跳得有多嚴重 (最後兩段其實寫得挺可笑的)，單是內容已經教栗 O 嘴。不錯，現今叫學生把利市錢儲起確實是有點老土，但投資？請問一般人逗利市可以逗到多少錢？那丁點兒錢可以用來投資甚麼呀？再者，《青年報》的讀者一般都在18歲以下，他們夠年齡買賣股票、基金和債券嗎？你叫他們 invest their lai see money，他們如何 invest？

另一個栗覺得不恰當的地方，是文中的選例大多是關於海外市場。須知《青年報》的讀者，大部分是本地的中學生，他們連香港的投資市場都未弄清楚，你跟他們說海外市場幹甚麼？是要炫耀記者見多識廣？(但巴菲特那套，現今已經不流行啦~)

猜想撰文的記者年紀應該還小，栗都不想苛責他。倒是《青年報》的編輯是在幹甚麼呢？拿這樣的一篇文章作封面故事，真是貽笑大方。