模擬對話

請大家先看看這組對話：

A: My wallet was stolen last week. Now I can't withdraw money or buy anything on credit. Can you replace my missing cards?

B: No problem! Come to the bank and speak to a teller. We'll replace your ATM card so you can withdraw more money from the ATM. We'll give you a new credit card so you can make more purchases.

不知大家看完後有何感想？栗最先的想法是「白痴」和「教壞人」，解釋如下：

1. 按合理推論，A 該是打去卡務中心吧？為甚麼 A 會問 Can you 而不是 How can I 呢？若然 B 不是卡務中心的職員，這組對話則更顯離奇。

2. 雖然栗不用 ATM card，但也知道一張新的提款卡，不會讓卡主 withdraw more money。戶口有多少就提多少，零頭也出不來的，對吧？

3. 補發新 credit card 讓你 make more purchases？這是哪門子的理財教學？

坦白說，一個連續加了幾個月班的人一眼能看出的問題，老師不會留意不到吧？給學生這種垃圾練習，實在豈有此理。